Avoid Phone Scams With Caller ID Apps

Today more than ever people are victimized by phone scams. Whether it be the grandparents scam, lottery scams, or the infamous IRS scam, you need to be careful every time you pick up an unknown call. The best way to protect yourself is to install one of the many caller ID apps that exist to your phone.

What Are The Most Common Phone Scams?

There are so many variations of phone scams. You need to be extremely careful whenever you answer a call from a number that’s unfamiliar.

These are some of the most common types of phone scams:

  • Payday loan and federal grant scams
  • Warrant scams
  • IRS scams
  • Free vacation and lottery winner scams

Know The Red Flags

Phone scams can have a lot of variations, but they all have a few things in common. Watch out for these things when answering a call:

  • The caller asks for personal information that seems unnecessary. For example, if the caller claims to be calling from your credit card company they should already have all of your information. They shouldn’t need you to verify any personal information such as your card number, Social Security number, or personal address.
  • The caller claims you’ve won something for free, but you don’t remember signing up for it. This is very common. If you don’t remember signing up for something, then don’t listen to the caller.
  • The caller asks for payment of a fine via wire transfer or prepaid debit or gift card. This is the biggest red flag of all! If someone threatens you and demands that you pay them this way, hang up and block the number. Immediately report it to the proper authorities.

Protect Yourself With A Caller ID App

In order to protect yourself from phone scams, be sure to download a caller ID app on your phone.

An app like this will help you identify the unwanted calls and block them!

How To Stop Telemarketers

Nothing is more annoying than telemarketers calling at all hours. A lot of these calls are often not even live humans, but recordings. If you’re receiving pre-recorded, automated calls on your cell phone these are illegal! We’ll go over the different ways that you can cut down on the amount of nuisance calls you receive, including using a reverse phone number lookup app to filter your calls.

Make Sure Your Number Is On The Official Do Not Call Registry

Though it isn’t the perfect answer to ending robocalls making sure your phone number is in the National Do Not Call Registry is a great start. You can have both your cell phone number and landline number (if you still have one) in the registry.

Once your phone number has been registered telemarketers are not allowed to call you unless you’ve already explicitly agreed to let them call you. Some calls like survey, political, and fundraising are still allowed even if your number is in the registry.

Make sure you don’t fall for any fake offers for Do Not Call Registry’s. There is only one official Do Not Call Registry in the U.S. and it’s run by the FTC.

Don’t Press Numbers When Answering Automated Calls

If you answer a call and a recording starts to play, just hang up. Don’t press any numbers to be removed from the calling list. This is often a ploy to get people to show that the number is active. Scammers will then take the active phone numbers and continue to call them. That’s why it’s best to avoid answering calls from numbers you don’t know and letting them go to voicemail.

Use A Reverse Phone Number Lookup App To Filter Calls

You should download a reverse phone number lookup app in order to filter the calls that you receive. Eventually the less you answer junk phone calls the less you’ll receive them. Many apps have real time spam info on phone numbers and some even have automatic spam call blocking protection that you can enable.